People who want to check their bank account, salary card, prepaid card, or Ratibi card balance in the UAE still search for NBAD Balance Inquiry UAE. But NBAD is now known as First Abu Dhabi Bank or FAB, following the merger of National Bank of Abu Dhabi and First Gulf Bank. According to FAB’s official page on the merger, the new name was First Abu Dhabi Bank.
Therefore, if you are looking for an NBAD balance check, NBAD bank balance inquiry UAE or NBAD online balance check, you should use the official banking channels of NBAD today. This guide will tell you how to check your balance safely and easily, using FAB mobile banking, online banking, a prepaid card or a Ratibi salary card.
What is NBAD Balance Inquiry Today?
The NBAD balance inquiry typically refers to the process of verifying the balance of an account or card that was previously linked to the National Bank of Abu Dhabi. These services are now managed by FAB.
This is important because many UAE users are still using outdated search terms like NBAD balance check, NBAD salary card balance inquiry, and NBAD bank balance inquiry UAE. In reality, the proper term is FAB balance inquiry or FAB bank balance check.
If you already have a FAB account, debit card, credit card, prepaid card or Ratibi card, you can check your balance via official FAB digital banking channels, FAB Mobile app, ATMs, SMS alerts or FAB’s prepaid card enquiry page.
Why Balance Inquiry Matters in the UAE?
Knowing how much money you have is not the only reason to check your balance. It is useful for many UAE residents, particularly those who use salary cards, to verify if their salary has been credited on time.
Balance inquiry is helpful when you want to:
- Verify salary payment.
- Before withdrawing cash, verify the balance on your Ratibi card.
- Don’t pay with a card that has been lost or stolen.
- Track daily spending.
- Plan bill payments.
- Notice unexpected deductions.
- Verify if a prepaid card is loaded.
Balance checking is even more critical for employees who are paid by salary card, as many of them rely on the card for their daily needs, ATM withdrawals, and money transfers.
MoHRE said the UAE’s Wage Protection System mandates that private-sector businesses pay wages monthly via banks, financial institutions and exchange houses. This is why many salary card users regularly check their card balance after payday.
NBAD Balance Check vs FAB Balance Inquiry
The only difference is the name. The old bank name is NBAD and the current bank name is FAB.
| Term | Meaning |
|---|---|
| NBAD balance check | An older search term still used by customers. |
| FAB balance inquiry | The term used today and more accurately for checking balance via FAB services. |
| Online balance check with NBAD | Typically refers to checking balance via FAB online banking or FAB Mobile. |
| Balance inquiry for NBAD salary card | Typically refers to checking the balance of a FAB Ratibi card or FAB prepaid salary card. |
Main Ways to Check FAB/NBAD Balance in UAE
You can check your balance in a number of ways. The correct approach is determined by the type of bank account, prepaid card, or Ratibi salary card you have.
1. FAB Mobile Banking Balance Check
One of the most convenient is FAB Mobile for regular FAB account holders. According to FAB, the mobile app allows users to manage their accounts, debit cards, credit cards and view their balances.
To check your balance via FAB Mobile:
- Open the FAB Mobile app.
- Use your registered information to log in.
- Go to the accounts or cards section.
- Choose the account, debit card, or credit card.
- View the available balance and recent transactions.
This is a good option if you have a FAB current account, savings account, debit card or credit card. It’s also useful for those who don’t want to go to an ATM or branch for fast access.
2. FAB Online Banking Balance Check
If you like to check your account from a laptop or desktop, then FAB online banking is helpful. Personal Online Banking is an official login option for personal banking customers, as listed on the FAB website.
To check your balance using online banking:
- Go to the official online banking login page of FAB.
- Sign in with your registered username and password.
- Fill in any necessary security checks.
- Open the account/card section.
- Check your available balance and transactions.
This is ideal for those who wish to have a bigger screen, view statements online, or prefer online banking to mobile banking.
3. FAB Ratibi Card Balance Check
Ratibi is a FAB salary payroll solution for employees earning up to AED 5,000. According to FAB, Ratibi enables employees to get paid on cards without having a bank account.
FAB has an official prepaid card enquiry link on its Ratibi page for Ratibi card balance check UAE. The enquiry form requires the last four digits of the card number, the Card ID and a captcha code.
To check a Ratibi card balance:
- Visit Open FAB’s official Ratibi prepaid card balance enquiry page.
- Type in the final four numbers of your card.
- Enter your Card ID.
- Complete the captcha.
- Click Go to see the balance.
This is the most relevant approach for individuals looking for FAB Ratibi card balance check, NBAD salary card balance inquiry, or Ratibi card balance check UAE.
4. FAB Prepaid Card Balance Inquiry
FAB prepaid card balance inquiry is for cards that are not regular bank accounts. These can be salary cards, payment cards, and other prepaid card products.
FAB’s prepaid card pages contain links to the Ratibi Prepaid Card Balance Enquiry, and FAB also states that some prepaid cardholders can check their balance online for free.
A prepaid card balance check is different from checking a normal bank account. You might not require full online banking access. Rather, you typically have to provide card information like the last four digits and Card ID.
5. ATM Balance Check
You can also check your FAB or salary card balance at supported ATMs. FAB says Ratibi cards can be used at ATMs, in-store and online, and Ratibi cardholders can choose their PIN from FAB ATMs.
To check through an ATM:
- Insert your card.
- Enter your PIN.
- Select balance inquiry.
- Check the balance available.
- If necessary, print a receipt.
This is helpful when you don’t have internet access or your mobile app is not functioning. But, always use secure ATMs and keep your PIN safe.
6. SMS Alerts
FAB says that Ratibi cardholders get free SMS notifications for every salary credit. These alerts can help you to be aware of when salary has been loaded onto your card.
While SMS alerts are not always a substitute for checking your balance, they are useful for confirming your salary. Once you get a salary credit SMS, you can then verify the exact amount on the prepaid card enquiry page or ATM.
FAB Mobile Banking Balance Check is best for Regular Account Holders
If you have a normal FAB bank account, then FAB mobile banking is the best choice. It provides instant access to balance, cards, payments, transfers and transactions.
This method can be used for:
- FAB savings account holders.
- Current account holders of FAB.
- Debit card users at FAB.
- FAB credit card holders.
- Customers who desire fast digital access.
One of the biggest advantages is convenience. There’s no need to go to an ATM to check your balance. You can check before shopping, paying bills, transferring money, or withdrawing cash.
But it is always best to keep the app updated and never log in using public Wi-Fi. Also, do not give out app passwords, OTPs, PINs, or card details to anyone.
FAB Online Banking Balance Check: Best for Desktop Users
Others like online banking because it is easier to see statements and account activity on a larger screen. FAB online banking may be useful for those who pay their monthly bills, download statements, or view several accounts.
To check the balance of your FAB bank account online, you can do so safely:
- Only use the official FAB website.
- Don’t click on links in unsolicited SMS or WhatsApp messages.
- Make sure you are on the right banking page.
- Do not store passwords on public computers.
- Log out after viewing your account.
In case online banking is not functioning, FAB’s service status page can assist users to determine if services like internet banking login, account balance, and transaction history are available.
For Salary Card Users, FAB Ratibi Card Balance Check is the best
Many Ratibi card users are looking for FAB Ratibi card balance check as they may not have a regular bank account. According to FAB, Ratibi is a solution that enables employees to receive their salaries via a card without having a bank account.
This approach is followed by:
- Employees who are paid by salary via Ratibi.
- Staff who do not have a regular FAB bank account.
- Individuals were paid via a company payroll card.
- Users looking for old NBAD salary card balance inquiry terms.
The other connection of Ratibi is with the convenience of salary payment. FAB states that Ratibi can process salary payments electronically according to UAE regulations and can pay salaries via the Wages Protection System.
Common issues when performing NBAD/FAB balance inquiry
Due to minor mistakes, sometimes users are not able to check their balance. Here are some common problems and easy solutions.
Wrong Card ID
Card ID is needed for Ratibi or prepaid card enquiry. The balance may not appear if you enter the incorrect Card ID. If you are unsure of the ID, please verify the card information or reach out to your employer.
The Last Four Digits are not correct
The last four digits of the card number are requested on the prepaid card enquiry form. Only enter the last four digits of the card number, not the entire number.
Captcha Not Working
If the captcha is not appearing, refresh the page. You can also try another browser or clear your browser cache.
Salary Not Showing
If your salary is not showing, it may not have been processed yet. Look at your SMS notifications, contact your employer’s HR or payroll team, and verify if the salary file has been uploaded.
App Login Issue
If FAB Mobile is not working, update the app, verify internet connection, and verify if FAB services are available on the service status page.
ATM Card Retained
FAB’s Ratibi policy states that the ATM will destroy the card that is taken from it and the employer will have to apply for a new card. If this occurs, please reach out to your employer or FAB support for further action.
Safety tips for FAB and NBAD Balance Inquiry UAE.
Balance checking is easy, but users need to be cautious as banking fraud is prevalent in all parts of the world.
Here are some safety tips:
- Contact FAB’s official website, app, ATM or official prepaid card enquiry page.
- Never enter card information on a random third party website.
- Do not provide OTP, PIN, password or complete card number.
- Never rely on messages that say your card is going to be blocked without confirmation from official support.
- Do not perform balance checks on public computers.
- Update your mobile number to receive critical alerts.
- Report any suspicious transactions promptly.
The best advice is to stick to official FAB channels.
What is the best Balance Check Method?
- If you have a regular FAB bank account and you want the quickest way, use FAB Mobile.
- Use FAB online banking if you prefer desktop access or need to view more account details.
- Use Ratibi prepaid card balance enquiry if you have a Ratibi salary card.
- If you don’t have internet access, use ATM balance inquiry.
- SMS is a fast way to confirm salary, but check the final amount on the app, ATM or prepaid card enquiry page.
Conclusion
The balance inquiry UAE is now done via FAB’s official balance-check services. For those who are using an old NBAD account, FAB account, prepaid card or Ratibi salary card, the best method will depend on the product type.
For regular account holders, FAB Mobile and FAB online banking are the most convenient options. The official Ratibi prepaid card balance enquiry page is typically the most useful option for those who use salary cards. Use official channels, protect your card details and avoid unknown websites to check your balance.
FAQ’s
How to check NBAD balance in UAE?
Now NBAD is FAB, you can check your balance using FAB Mobile, FAB online banking, ATMs or the official prepaid card enquiry page.
Is NBAD now FAB?
Yes. National Bank of Abu Dhabi and First Gulf Bank merged, and the new brand name became First Abu Dhabi Bank.
How to check the balance of my FAB Ratibi card?
Visit FAB’s official page for Ratibi prepaid card balance enquiry and enter the last four digits of your card number, Card ID and captcha.
Is it possible to check FAB balance without online banking?
Yes. You can check your balance using an ATM or, in the case of Ratibi/prepaid cards, the official prepaid card enquiry page.
What is the meaning of the word Ratibi in UAE?
Ratibi is a FAB salary payroll card solution that enables eligible employees to get paid their salary without having a bank account.
What information is required to check Ratibi card balance?
The last four digits of your card number, your Card ID and the captcha on the enquiry page are usually required.
Is it possible to check the balance of FAB prepaid card online?
Yes. FAB offers online prepaid card enquiry services for eligible prepaid cardholders, including Ratibi cardholders.
Why is my salary not showing on my Ratibi card?
You might not have been paid yet or there may be a payroll delay. Check with your employer’s HR or payroll department.
Are there any third-party balance check websites that are safe to use?
Third party websites are not recommended. Visit FAB’s official website, app, ATM, or official prepaid card enquiry page.
Is it possible to use FAB Mobile for NBAD online balance check?
Yes, if your account is now under FAB and you have registered for digital banking, you can use FAB Mobile to check your balance.
